Receiving a severance package should give you peace of mind that you will receive pay and benefits if you have to leave your job unexpectedly. However, some employers do not follow through with their promises. You might wonder if your severance package qualifies for...
Should I join an ERISA class-action lawsuit?
The Employee Retirement Income Security Act provides protections for people enrolled in voluntary health and retirement plans. When these plans are not administered properly, lawsuits may ensue. ERISA lawsuits are not always class actions, but because mismanaged plans...
How may I know if my employer deviated from ERISA standards?
Benefits offered by employers must meet standards set by the Employee Retirement Income Security Act of 1974. As noted by the U.S. Department of Labor, ERISA requires administrators to send employees written information about company plans. If you believe that your...
What are your options when employee benefits are denied?
After a severe injury or illness, the long-term disability (LTD) benefits your employer provides you with can be the essential benefit you need to get by. While the benefit may be specifically for this kind of situation, earning the benefit may not be as easy as you...
Steps to appeal a denied ERISA claim in Delaware
The Employee Retirement Income Security Act of 1974 is designed to protect retirees who are entitled to collect employee benefits. However, the insurer has the right to deny any claim if the applicant cannot show proof of a qualifying medical condition or if the claim...
The who, what, and how of ERISA
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law. Lawmakers passed this law to provide oversite and protection of retirement and health plans for workers in the private sector. Who. According to the United States Department of Labor’s...
FMLA restrictions: Why some employees are struggling
Over the past few years, the Family Medical Leave Act hasn't been able to help as many working families in Delaware as it was designed. FMLA was created to give employees access to job-protected and unpaid leave should a serious family problem or illness occur....
Obsolete mortality rates trigger ERISA case
Conglomerate Huntington Ingalls Industries must defend claims of underpaying former workers for their retirement benefits. A U.S. district court judge in a Sept. 29 ruling denied the firm’s motion for summary judgment dismissing the case. The matter potentially...
New developments in ERISA case may impact those in Delaware
Delaware residents with retirement plans may want to keep a close eye on a complex ERISA case. The case is being heard in the District Court of Massachusetts, Belknap v. Partners Healthcare System. What is ERISA? ERISA stands for the Employee Retirement Income...
Appealing a denied long-term disability claim
Thousands of Americans rely on long-term disability benefits to support themselves and their families. However, the application process can be daunting, and receiving a denial can be devastating. How will you provide for your family after being denied these benefits?...
