Employee benefit plans play a significant role for employees throughout the country. Most group employer plans offer benefits at rates that are lower than if people purchased private policies. Most benefit plans require payment of a monthly premium in exchange for those benefits being available and provided when the need arises. As an employee, you have earned these benefits and paid for them. You expect them to be available. You should not have to fight tooth and nail to get that which you are entitled to.
Our Law Firm Represents Clients Throughout Delaware
If you are encountering problems obtaining any employment-related benefits, consult the employment law lawyers at Martin D. Haverly, Attorney at Law, as soon as possible. We can help you pursue claims for these and other types of benefits:
- Disability benefits
- Health insurance benefits
- Life insurance benefits
- Retirement/pension benefits
- Summary plan benefits for those being laid off
- Severance packages
Do Not Wait Until The Last Minute
Time is of the essence when it comes to making claims for benefits you need. The deadlines associated with applications, claims, denials, appeals and lawsuits are very important. Do not ignore them. Regardless of the difficulty you have had, our Wilmington employee benefit lawyers can help. It is best to obtain legal advice sooner rather than later because in some cases, it may be too late for us to meet the required action if there is too little time.
Things do not move quickly with the administrative processes involved with benefits cases. If your initial benefit application was denied, the next step is to go to the plan administrator. There is a limited window of time, which is why it is important to seek our assistance soon after you receive the first notice of a denial.
If your case involves a medical issue, such as with health insurance or disability, it is essential that we obtain all the relevant medical records. We review these extensively to build a coherent and persuasive argument supporting your claim for benefits.
If you do not have a copy of your insurance contract or summary plan, we must obtain that. Again, we will review this carefully to understand the limitations, exceptions and provisions involved in your case. If it is too close to a deadline, we may not have enough time to get these important and vital documents.